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Deter – Detect – Defend Against Identity Theft

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these everyday transactions a second thought. But an identity thief does.

Identity theft is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of a good name and credit record. In the meantime, victims of identity theft may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn’t commit. Humiliation, anger, and frustration are among the feelings victims experience as they navigate the process of rescuing their identity.

Working with other government agencies and organizations, the Federal Trade Commission (FTC) has produced this booklet to help you remedy the effects of an identity theft. It describes what steps to take, your legal rights, how to handle specific problems you may encounter on the way to clearing your name, and what to watch for in the future.

Duration : 0:9:59

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Business: Costly Free Credit Reports – nytimes.com/video

Federal law guarantees free Credit Reports each year, but many consumers who got theirs from FreeCreditReport.com unintentionally paid for an expensive credit monitoring service.

Related Article: http://bit.ly/28S5si

Duration : 0:5:36

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Reducing Your Risk of Identity-Theft

How to minimize your risk of identity-theft and fraud from scam artists.

Duration : 0:3:18

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Keiser Report №24: Markets! Finance! Scandal!

This time Max Keiser and co-host Stacy Herbert look at the scandals behind psychic scams, money heaven and credit default swap bans. Keiser talks to Business Insider’s Joe Wiesenthal about derivatives, hedge funds, the economy and day trading politicians.

Duration : 0:25:54

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Road To Ruin: Online Lenders Fight Regulation

Payday loan offices have been sprouting up across the country for decades. In these hard times, more people than ever are using payday loans to keep bill collectors at bay. Quick money, at interest rates of around 500% or more, for people with bad credit has been praised by some as a lifeline for the poor, but condemned by others as a trap to keep families in debt. Recently some states have passed laws limiting interest rates, but there is one marketplace that knows no borders — the Internet.

ANP visited a conference where online payday-lending lobbyists urged congress to reject reform, and then traveled to a small town near the Virginia-North Carolina border to learn about the experiences of a man who googled “bad credit loans” and found himself in more trouble than he bargained for.

Duration : 0:9:16

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FTC Clamps Down on Free Credit Report Scams

The Federal Trade Commission warns consumers about the dangers of credit report scams and is accepting suggestions for how to make it easier to obtain a free credit report.

Duration : 0:2:55

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